Why does Renewal Instruction prohibit changing a PIF plan to M2M?
Renewal Instructions allows for some changes to the wellness plan prior to its renewal and does not require the consumer to sign and reaffirm the User Agreement. However, changing a pay-in-full (PIF) plan to now debit monthly requires such affirmation. Therefore the wellness plan would need to be cancelled and a new wellness plan with a new User Agreement must be completed.