Can you schedule an ACH payment to debit on the same day?
No.
When the payment method is ACH, a payment cannot be manually scheduled to debit on the same day as it is requested by the consumer. The earliest date the debit may occur is the next day.
The debit batch or process executes at 5pm EDT. Therefore, if a payment is being scheduled after 5pm EDT then the debit date will be the following day.
Example:
An ACH payment is manually scheduled on Monday and the time is 6pm EDT. The soonest this payment can debit is Wednesday.